Wednesday, March 7, 2012

Want Someone Else to Pay Your Mortgage? 3 Units

3 Units on One Lot, Great Opportunity in North Park




This house is in the prelisting phase as a bank owned property.The Prelisting Stage is where we are waiting for the banks to do any repairs, paperwork, and their own due deligence before the homes are listed on the market for the general public to buy it. Foreclosure listings in this status can only be shown by a Herlinda & Associates agent.
To make an appointment to see this house before the general public does, please contact us today.



"Bank Owned", "REOs"and "Foreclosures" are all synonymus, they are the name given to properties that have completed the foreclosure process and are now in the ownership of a bank who is selling it on the general market. They general sell at a discount to the similar houses that are traditional sales.

The largest supplier of bank owned homes is FannieMae, followed by FreddieMac and Bank of America, because of their aquisition of Countrywide.

Bank Owned Properties are not to be confused however with "Short Sale" where the homeowner still owns the house, but is selling it for less than they owe the bank for their mortgage and therefore needs their mortgage holder's approval before selling the home. As a result the buyer is negotiating twice instead of just once and therefore prolonging the time it takes to buy the house.

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