Please be careful of people to promising to let you keep your house, even when you are severly underwater in your mortgage.There are many scams out there with people taking advantage of those wanting to keep their homes in tact. Unfortunately people realize there is strong emotions tied up with homes and they may seek to take advantage of that emotion to make a quick profit without acutally putting you in a better position. Many times they may even make the situation worse.
Most people would like to keep their house, and sometimes it may be possible, but unfortunately there are people out there preying on those that are trying to hold on. I just did a search on craigslist to see who is offering help and came across this ad. KEEP YOUR HOME!! YOU DON'T NEED A LOAN MOD OR SHORT SALE!! (WE CAN HELP. READ THIS!!), sounds like a great plan right? I get to keep my home. But when I did a quick google search with the phone number since they didn't give me a name or anything else to reference (is that a red flag?) I found this SCAM ALERT
detailing how they were charged over $3,000 and then their house still went to foreclosure. Now I personally don't know which story is true, but the message is BE CAREFUL, and DON'T PAY MONEY UPFRONT.
BOTTOM LINE
If you are in a bad place with your mortgage, it is the best time to be so, because you surely aren't alone and therefore there are other options that weren't available in the past. There are many options out there, loan modification, refinance (now even possible if you are underwater in your mortgage), letigation, etc... It may be possible to save your home or it may be that a short sale is your best option, so you can start over and get to building equity faster, either way you never know until you set up a consultation. Stop being weighed down by carrying around your problems, seek the solution today and CALL!
Most people would like to keep their house, and sometimes it may be possible, but unfortunately there are people out there preying on those that are trying to hold on. I just did a search on craigslist to see who is offering help and came across this ad. KEEP YOUR HOME!! YOU DON'T NEED A LOAN MOD OR SHORT SALE!! (WE CAN HELP. READ THIS!!), sounds like a great plan right? I get to keep my home. But when I did a quick google search with the phone number since they didn't give me a name or anything else to reference (is that a red flag?) I found this SCAM ALERT
detailing how they were charged over $3,000 and then their house still went to foreclosure. Now I personally don't know which story is true, but the message is BE CAREFUL, and DON'T PAY MONEY UPFRONT.BOTTOM LINE
If you are in a bad place with your mortgage, it is the best time to be so, because you surely aren't alone and therefore there are other options that weren't available in the past. There are many options out there, loan modification, refinance (now even possible if you are underwater in your mortgage), letigation, etc... It may be possible to save your home or it may be that a short sale is your best option, so you can start over and get to building equity faster, either way you never know until you set up a consultation. Stop being weighed down by carrying around your problems, seek the solution today and CALL!
No comments:
Post a Comment